Business Savings Accounts

Build a stronger financial foundation for your business.

Build reserves, prepare for future expenses, and earn competitive interest while keeping your business funds accessible.

Business Savings Overview​

Smart cash management for what's ahead.

Earn interest on funds you aren’t using right away—with no monthly service fees and the flexibility to access your money when your business needs it.

Build a Reserve

Prepare for cash flow shifts and unexpected expenses.

Plan Ahead

Save for taxes, equipment, and future growth.

Competitive Interest

Put surplus business funds to work.

Keep Funds Accessible

Use your savings when your business needs it.

Why MN First for Business Savings?

Savings that work as hard as you do.

At Minnesota First, we take the time to understand your business and what you’re working toward, providing straightforward guidance from a local team that knows your name.

No monthly service fees

Keep more of your business savings working for you.

FDIC-insured deposits

Your deposits are insured up to applicable limits.

Personal, local service

Work with bankers who know you and your business.

Open a Business Savings Account

Put extra funds to work.

Download the Savings Account Checklist to review the information you may need, then connect with our Minnnesota First team for personal assistance.

Talk with our team.

Call or visit our Rochester or Red Wing branch to speak with an expert.

Review your options.

We'll answer your questions and help you choose the right account for your business.

Open your account.

Gather the required business documents and start building your savings.

Get in touch!

Let's grow your business together.

Speak with a local Minnesota First banker today to open your account.