Finance a Purchase

Your next major purchase, made simple with personal loans.

Whether you’re shopping for a vehicle, boat, RV or motorcycle, financing equipment or making another major purchase, Minnesota First offers personal loans with competitive fixed rates and comfortable monthly payments. Explore your financing options and shop with confidence.

Apply Online

Personal Loan Financing Options

More flexibility for what’s ahead.

Get pre-approved before you shop to better understand your budget and estimated monthly payment. Financing is available for purchases from dealerships or private sellers, with competitive rates, flexible terms and no down payment required.

Flexible Financing

Explore loan terms and payment options based on your purchase and financial situation.

Pre-Approval Before You Shop

Know your approved amount and estimated payment before making a purchase.

No Down Payment Required

A shorter repayment term may help you become debt-free earlier.

What You Can Finance

Financing for more than just vehicles.

Minnesota First offers financing for a variety of new and used purchases.

*Options available for higher mileage vehicles

Financial Calculators

New or used cars and trucks*

Motorcycles

RVs and campers

Utility trailers

Boats and jet skis

ATVs and snowmobiles

Home & home equity lines

And many more!

Why Finance With Minnesota First

Local support from application to payoff.

Financing a major purchase should feel straightforward. Our lending team will work closely with you to understand your needs, explain your options and guide you through the process.

Straightforward approval process

Work directly with our lending team through a clear and convenient application process.

In-house loan servicing

We service our loans in house, giving you a familiar team to contact throughout the life of your loan.

Financing that fits your situation

We’ll help you explore a loan amount, term and payment that make sense for your purchase and budget.

Convenient remote signing

Complete approved loan documents remotely through DocuSign when visiting a branch isn’t convenient.

How to Apply for Purchase Financing

Ready to finance your next purchase?

Prepare your information, submit your application and connect with a local lender about the next steps.

Gather your information.

Use the Personal Loan Application Checklist to collect details about your income, debts and planned purchase.

Submit your application.

Apply online when it’s convenient, or visit a Minnesota First location for help completing your application.

Connect with a local lender.

Our lending team will review your application, contact you if additional information is needed and guide you through the next steps.

Download Checklist