Savings Accounts

How Do You Want to Save?

We make it easy for you by offering personal savings plans with minimum monthly balances, no monthly fees and the ability to earn interest. And we even have a savings option for kids to get them in the habit of saving early!

We know people like to save in different ways, that’s why we offer a few plans for you. And if you’re not sure which is best, you can download our checklist or call our office; we’re happy to help.

Easy and quick!

Opening a personal savings account is a smart financial step to take and we make it easy for you.

If you have questions, please feel free to call or stop by a branch today!

Open a savings account in these simple steps: 

  1. See the chart below and compare plans
  2. Download our Savings Account Checklist and ensure you meet all requirements
  3. Visit a branch and let’s get started!
Regular Savings Little Savers (18 years of age and under)
Minimum Opening Deposit
$200
$20
Minimum Daily Balance
$200
$200
FDIC Insured
Up to $250,000.00
Up to $250,000.00
Monthly Fees
No
No
Quarterly Statements
Yes
Yes
Interest Earning
Yes
Yes
Special Features
Great rates no matter what the balance
  • FREE piggy bank when account opened
  • Pick a toy from our treasure chest with each deposit

Truth in Savings Disclosure

Minimum balance to open the account – You must deposit and maintain a minimum of $200.00 in this account.

Deposits and withdrawals – You can make additional deposits in any amount. The minimum withdrawal is $25.00. We have the right to require 60 days notice of a withdrawal. If you make a deposit by a check or other instrument like a check, you cannot withdrawal the amount of the check or instrument until we have collected it, or such earlier date as may be required by applicable law.

Variable rate feature – Your Interest Rate is variable and the Annual Percentage Yield may be changed at any time at our discretion.

Compounding and crediting frequency – Interest will be compounded monthly. This means that, for the purposes of computing interest, the interest that you have accrued is added to your balance monthly, and we compute interest from that date based on the new balance. Interest is credited to your account on the last day of each month.

Daily balance computation method – We use the Daily Balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of interest on non-cash deposits – Interest begins to accrue on the business day you deposit cash or non-cash items (for example, checks).

Open a Savings Account

Download our Savings Account checklist below, which will help you gather the information required to open your account.
When you are ready, visit one of our convenient locations.

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NOTICE

The hyperlinks to other Internet sites are provided solely as a convenience to users of our Internet site. We have made a limited effort to determine that these links function properly. However, linked sites are not under our control, and we are not responsible for the contents of any linked site, or any link contained in a linked site. The inclusion of a link does not imply or constitute our endorsement, its ownership or management, the products or services it offers, or any advertisers or sponsors appearing on the linked web site.

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NOTICE

The hyperlinks to other Internet sites are provided solely as a convenience to users of our Internet site. We have made a limited effort to determine that these links function properly. However, linked sites are not under our control, and we are not responsible for the contents of any linked site, or any link contained in a linked site. The inclusion of a link does not imply or constitute our endorsement, its ownership or management, the products or services it offers, or any advertisers or sponsors appearing on the linked web site.

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