Equal Housing Lender Statement

Committed to Fair and Equal Lending

Minnesota First is committed to providing equal access to credit and housing opportunities for all qualified applicants. We proudly comply with the Equal Housing Lender requirements and are dedicated to fair, respectful, and nondiscriminatory lending practices. For questions or to learn more please contact us.
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Equal Housing Lender Disclosure Overview

We Do Business in Accordance With Federal Fair Lending Laws

UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

Deny a loan for the purpose of purchasing, constructing, improving repairing, or maintaining a dwelling, or deny any loan secured by a dwelling; or
Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing & Urban Development
Washington, DC 20410,
For processing under the Federal Fair Housing Act
and to:
Federal Reserve Consumer Help
PO Box 1200
Minneapolis, MN 55480
For processing under Federal Reserve Regulations

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

On the basis of race, color, national origin, religion, sex, marital status, or age;
Because income is from public assistance; or
Because a right was exercised under the Consumer Credit Protection Act.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Federal Reserve Consumer Help
PO Box 1200
Minneapolis, MN 55480