Home Loan & Mortgage Options
More flexibility for what’s ahead.
Minnesota First can refinance many types of personal loans. We’ll help you compare your current rate, potential closing costs and estimated new payment.
Lower Your Interest Rate
A lower approved rate could reduce the interest you pay over time.
Reduce Your Monthly Payment
A different rate or repayment term may create a payment that better fits your budget.
Pay Off Your Loan Sooner
A shorter repayment term may help you become debt-free earlier.
New or used cars and trucks*
Motorcycles
RVs and campers
Utility trailers
Boats and jet skis
ATVs and snowmobiles
Home & home equity lines
And many more!
Some things to consider before refinancing.
We walk you through the process and help you determine if refinancing your loan makes financial sense at this time. And, if we find now is not the best time for refinancing, we’ll let you know that, too.
Your current interest rate
Compare your existing rate with the rate available on a new loan.
Potential closing costs
Consider any upfront costs when determining how much you may save.
Your new monthly payment
Review how a different rate or repayment term could affect your budget.
Why Refinance With Minnesota First
Straightforward support at every step.
Refinancing involves more than comparing interest rates. Our local lending team will help you review the full picture and understand whether a new loan truly benefits you.
Local, in-house lending decisions
Your application is reviewed by a local team that understands the communities and customers we serve.
A complete loan review
We’ll help you compare your current rate, possible costs, monthly payment and repayment timeline.
Honest guidance
If refinancing does not make financial sense right now, we’ll tell you that and help you understand why.
Personal support
You’ll have a lender available to answer questions and guide you throughout the refinancing process.
How to Apply for Loan Refinancing
Simple steps to refinancing a loan.
Download the Personal Loan Checklist to review the information you may need, then apply online or connect with our Minnesota First team for personal assistance.
Gather your information.
Review the Personal Loan Application Checklist and collect details about your income, debts and current loan.
Submit your application.
Apply online when you’re ready to get started.
Connect with us.
Our lending team will review your application, contact you with any questions and explain the next steps.
Explore Your Refinancing Options
Let’s take a closer look at your current loan.
Talk with a local lender about your rate, payment and remaining balance. We’ll help you understand whether refinancing could be a better fit.