Loans

Whether you’re financing a new vehicle, making a major purchase or covering an unexpected expense, the right loan can help you reach your goals. Explore helpful information about personal loans, borrowing options and strategies for managing debt.

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When Was the Last Time You Reviewed Your Loans?

Learn why reviewing your loans may reveal opportunities to simplify payments, improve cash flow, or better support your current financial goals.

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New Product: Credit Builder Loan

Learn how Minnesota First’s Credit Builder Loan can help borrowers with limited or no credit begin building a credit history.

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Credit Life and Disability Insurance on Loans

Learn how optional credit life and disability insurance can help protect your loan payments after a covered death, injury, or illness.

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The Pros of Using a Personal Loan for Your Holiday Shopping

Learn how a personal loan could help make holiday expenses more manageable while keeping monthly payments within your budget.

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What is the Loan Approval Process?

See how simple getting a consumer loan can be, from completing your application to receiving your funds.

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Loan vs. Line of Credit: What’s the Difference?

Learn the key differences between loans and lines of credit so you can choose the borrowing option that best fits your needs.

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HELOC Loans for Home Improvements

Learn how a HELOC lets you borrow against your home’s equity and how much you may be able to access.

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