Rochester Rates

Savings Rates

Regular Savings

From... Up To... Savings Rate
$200.00
$999.99
0.15% APY*
$1,000.00
$2,499.99
0.20% APY*
$2,500.00
$24,999.99
0.35% APY*
$25,000.00
And above
0.50% APY*

*Annual Percentage Yield. Effective June 1, 2022. Rates subject to change at any time.

Little Savers

From... Up To... Savings Rate
$20.00
$999.99
0.40% APY*
$1,000.00
$2,499.99
0.55% APY*
$2,500.00
$24,999.99
0.65% APY*
$25,000.00
And above
0.80% APY*

*Annual Percentage Yield. Effective June 1, 2022. Rates subject to change at any time.

Certificates of Deposit Rates

Certificate of Deposit

Term APY* Minimum Opening Deposit
3 Months
0.95% APY*
$500.00
6 months
1.15% APY*
$500.00
12 Months
1.76% APY*
$500.00
18 Months
1.86% APY*
$500.00
24 Months
1.96% APY*
$500.00
36 Months
2.07% APY*
$500.00
48 Months
2.12% APY*
$500.00
60 Months
2.27% APY*
$500.00

*Annual Percentage Yield. Effective November 17, 2022. Rates subject to change at any time. Time Certificate 12 months and over compound quarterly. Early withdrawal penalty is 3 months interest for CD terms 12 months and under. Early withdrawal penalty is 6 months interest for CD terms over 12 months.

Special Certificate of Deposit

Term APY* Renewal Rate Term Minimum Opening Deposit
13 Months
3.44% APY*
12 Months
$5000.00
17 Months
3.70% APY*
12 Months
$5000.00

*Annual Percentage Yield. Effective November 17, 2022. Rates subject to change at any time. Time Certificate 12 months and over compound quarterly. Early withdrawal penalty is 3 months interest for CD terms 12 months and under. Early withdrawal penalty is 6 months interest for CD terms over 12 months. Commercial or Institutional funds are not eligible for CD specials.

Special Certificate of Deposits renew at the current interest rate for the renewal rate term certificate of deposit.

Loan Rates

Home Mortgages

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Fixed Rate Auto & Truck Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Fixed Rate Secured Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Personal Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Business Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Privacy Preferences
When you visit our website, it may store information through your browser from specific services, usually in form of cookies. Here you can change your privacy preferences. Please note that blocking some types of cookies may impact your experience on our website and the services we offer.

NOTICE

The hyperlinks to other Internet sites are provided solely as a convenience to users of our Internet site. We have made a limited effort to determine that these links function properly. However, linked sites are not under our control, and we are not responsible for the contents of any linked site, or any link contained in a linked site. The inclusion of a link does not imply or constitute our endorsement, its ownership or management, the products or services it offers, or any advertisers or sponsors appearing on the linked web site.

Do you wish to continue?

NOTICE

The hyperlinks to other Internet sites are provided solely as a convenience to users of our Internet site. We have made a limited effort to determine that these links function properly. However, linked sites are not under our control, and we are not responsible for the contents of any linked site, or any link contained in a linked site. The inclusion of a link does not imply or constitute our endorsement, its ownership or management, the products or services it offers, or any advertisers or sponsors appearing on the linked web site.

Do you wish to continue?

NOTICE

The hyperlinks to other Internet sites are provided solely as a convenience to users of our Internet site. We have made a limited effort to determine that these links function properly. However, linked sites are not under our control, and we are not responsible for the contents of any linked site, or any link contained in a linked site. The inclusion of a link does not imply or constitute our endorsement, its ownership or management, the products or services it offers, or any advertisers or sponsors appearing on the linked web site.

Do you wish to continue?