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Rochester Rates

Competitive Savings & CD Rates in Rochester, MN

Whether you’re building an emergency cushion or putting cash aside for long-term goals in Med City, our Rochester savings accounts and Certificate of Deposit (CD) rates are designed to make your money work harder. Enjoy flexible access with high-yield savings options or lock in guaranteed returns with fixed-term CDs. Compare our current rates below and start growing your savings with a trusted financial partner right here in Olmsted County.
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Savings Rates

Premium High Yield Savings

Balance Tier APY*
$500.00 – $34,999.99 2.10%
$35,000.00 – $69,999.99 2.40%
$70,000.00 – $99,999.99 2.50%
$100,000.00 – and above 2.75%
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Regular Savings

Balance Tier APY*
$0.01 – $999.99 0.15%
$1,000.00 – $2,499.99 0.20%
$2,500.00 – $24,999.99 0.35%
$25,000.00 – and above 0.50%
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Little Savers

Balance Tier APY*
$0.01 – $999.99 0.40%
$1,000.00 – $2,499.99 1.55%
$2,500.00 – $24,999.99 1.65%
$25,000.00 – and above 1.80%
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Certificate of Deposit Rates

Regular CDs

Term Min. Deposit APY*
3 months $500.00 3.00%
6 months $500.00 3.50%
12 months $500.00 4.00%
18 months $500.00 3.65%
24 months $500.00 3.65%
36 months $500.00 3.54%
48 months $500.00 3.14%
60 months $500.00 3.29%
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Special CDs

Term Min. Deposit APY*
10 months $5000.00 3.90%
12 months $5000.00 4.00%
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